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Q24: Who is Lex Luthor? Who is Lex Luthor II?
A24: Alexander “Lex” Luthor was one of the most powerful humans on Earth, but Lex derived his power from money and influence rather than super powers. At age thirteen, he arranged for his parents’ death to gain the life-insurance money, and it was not long before he took over his first company. From there, he used his intellect to rise to ownership of many other companies and found LexCorp International.Most individually purchased, stand-alone life insurance products do not contain terrorism exclusion clauses and would payout in the event of death in a terrorist incident. Health insurance policies, such as critical illness, have a number of standard exclusions and whether these would apply to a specific terrorist incident would depend on the particular circumstances.
Why are you concerned about the Federal Government having access to the callers’ personal data?
The reason we are concerned is because if this data were in the hands of the federal government there would be the temptation to create a blacklist of repeat callers to potentially eliminate applicants from applying for life insurance, high risk jobs such as air traffic controller, pilot and other jobs.
Will my insurance policy payout in the event of a terrorist event?
Most individually purchased, stand-alone life insurance products do not contain terrorism exclusion clauses and would payout in the event of death in a terrorist incident. Health insurance policies, such as critical illness, have a number of standard exclusions and whether these would apply to a specific terrorist incident would depend on the particular circumstances. Individuals should read the terms and conditions of their policies and contact their insurers if concerned.Disability income plans are valid while you are employed. If you change jobs, usually you are unable to change that plan to an individual policy. Life insurance policies normally have a conversion privilege.
Is weight discrimination much of a problem?
Yes. In our culture, people who are larger than average encounter discriminatory attitudes and are denied equal opportunity in many areas of their lives: Prospective employers often refuse to hire large size people, especially in jobs where employees do physical work, or jobs where employees interact with the public.Most families have coverage on both husband and wife. There are many financial pressures on a family after the loss of either parent. Beyond the obvious final expenses, the financial strain on a family after the loss of a spouse can be significant, even if the deceased spouse wasn’t working. Often the surviving spouse will take time off work, or change jobs in order to spend more time with the children.Disability income plans are valid while you are employed. If you change jobs, usually you are unable to change that plan to an individual policy.
If I leave my employment, will I lose my life and disability coverage?
Disability income plans are valid while you are employed. If you change jobs, usually you are unable to change that plan to an individual policy. Life insurance policies normally have a conversion privilege. The insurance carrier will allow you to keep the policy by paying the premium requested. The premium is normally higher than the amount charged to the group.
Why are you concerned about the Federal Government having access to the callers’ personal data?
The reason we are concerned is because if this data were in the hands of the federal government there would be the temptation to create a blacklist of repeat callers to potentially eliminate applicants from applying for life insurance, high risk jobs such as air traffic controller, pilot and other jobs.
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